This 20-year-old lotto winner refused $1M in cash and chose $1,000/week for life. Now she's getting slammed for it

This 20-year-old lotto winner refused $1M in cash and chose $1,000/week for life. Now she's getting slammed for it

Updated: 2025-12-19T18:00:00Z

This 20-year-old lotto winner refused $1M in cash and chose $1,000/week for life. Now she's getting slammed for it

This 20-year-old lotto winner refused $1M in cash and chose $1,000/week for life. Now she's getting slammed for it

Meet Maria, a 20-year-old who recently made headlines after winning the lottery. What makes her story particularly interesting is that she refused the lump sum payment of $1 million in cash. Instead, she opted for the more traditional annuity option: $1,000 per week for life.

At first glance, Maria's decision might seem like a smart financial move. After all, who wouldn't want to have a guaranteed income stream for life? But it seems that many people don't share Maria's enthusiasm. The internet has been filled with comments and criticisms of her choice, with some accusing her of being irresponsible or even crazy.

Some of the criticism centers around the fact that $1,000 per week may not go as far as one might think, especially considering inflation and the rising cost of living. Others have pointed out that Maria could have invested the lump sum payment to potentially earn more money in the long run.

We'd love to hear from our readers: do you think Maria made a smart decision or was she foolish to turn down the cash? Let us know your thoughts in the comments!

Life-long income, guaranteed

  • Pros:
    • Guaranteed income for life
    • No need to worry about running out of money
    • Could be a good option for those who don't have a solid financial plan in place
  • Cons:
    • Payments may not keep pace with inflation
    • May not provide the same level of flexibility as having a lump sum payment
    • Could be seen as a 'handout' or a lack of financial responsibility by some

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