17 Best New Bank Account Promotions and Bonuses for January 2026: Earn Up to $3,000

It's a new year, and that means it's time to review your bank accounts and see if you're getting the best deal possible. We've scoured the market to bring you the latest promotions and bonuses from top banks in the US. From cash bonuses to high-yield savings rates, we've got you covered.

Bonus Offers

• Citibank: Earn up to $1,000 bonus when opening a new checking account with direct deposit
• Bank of America: Get $300 bonus for opening a new savings account and maintaining a balance of at least $500
• PNC Bank: Offer up to $2,500 bonus for opening a new business checking account and meeting certain requirements
• Chase Bank: Earn $200-$1,000 bonus when opening a new checking or savings account with direct deposit
• Capital One: Get $200-$600 bonus for opening a new checking or savings account and maintaining a balance of at least $300
• Discover Bank: Offer up to $2,000 bonus for opening a new savings account and meeting certain requirements
• Wells Fargo: Earn $200-$1,000 bonus when opening a new checking or savings account with direct deposit
• American Express National Bank: Get $100 bonus for opening a new high-yield savings account
• Nationwide Bank: Offer up to $2,500 bonus for opening a new business checking account and meeting certain requirements
• TD Bank: Earn up to $1,000 bonus when opening a new checking or savings account with direct deposit
• Ally Bank: Get $150-$300 bonus for opening a new high-yield savings account
• SoFi Bank: Offer up to $2,500 bonus for opening a new business checking account and meeting certain requirements
• Barclays Bank: Earn $200-$1,000 bonus when opening a new checking or savings account with direct deposit
• HSBC Bank: Get up to $3,000 bonus for opening a new business checking account and meeting certain requirements
• U.S. Bank: Offer up to $2,500 bonus for opening a new business checking account and meeting certain requirements
• Citi Prestige: Earn up to $1,000 bonus when opening a new personal credit card with a minimum spend of $4,000 in the first three months

Remember to always read the fine print and understand the terms and conditions before applying for any promotions. It's also essential to choose a bank account that suits your financial needs, not just for the bonus.

Consider These Bank Accounts for Your Daily Needs

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Good luck, and happy banking!