17 Best New Bank Account Promotions and Bonuses for January 2026: Earn Up to $3,000

• Chase Bank: Earn a $300 bonus for opening a new Chase Total Checking or Chase Savings account with direct deposit
• Citibank: Get a $1,000 bonus for opening a new Citibank Checking Plus or Citi Priority Checking account and making five debit card transactions within the first two months
• Bank of America: Earn up to $3,000 in bonuses for opening a new Bank of America Advantage Banking account and meeting certain conditions
• PNC Bank: Receive a $250 bonus for opening a new PNC Virtual Wallet or PNC Auto Loan account with direct deposit
• TD Bank: Get a $300 bonus for opening a new TD Beyond Checking or TD Convenience Checking account with direct deposit
• Capital One: Earn a $100 bonus for opening a new Capital One Checking or Savings account and making three debit card transactions within the first two months
• Discover Bank: Get up to $150 in cashback bonuses for opening a new Discover Online Banking account and meeting certain conditions
• Huntington National Bank: Earn a $200 bonus for opening a new Huntington Asterisk-Free Checking or Huntington Checking Plus account with direct deposit
• US Bank: Receive a $250 bonus for opening a new US All Access Checking or US Gold Checking account with direct deposit
• Synchrony Bank: Get up to $100 in bonuses for opening a new Synchrony High-Yield Savings or Money Market Savings account and meeting certain conditions
• TD Ameritrade: Earn a $1,000 bonus for opening a new TD Ameritrade Checking or Savings account with direct deposit and investing at least $10,000 within the first two months
• Credit One Bank: Get up to $200 in bonuses for opening a new Credit One Visa credit card and meeting certain conditions
• Ally Bank: Earn a $100 bonus for opening a new Ally Checking or Savings account with direct deposit
• Nationwide Bank: Receive a $150 bonus for opening a new Nationwide Checking or Savings account with direct deposit
• HSBC Bank: Get up to $1,000 in bonuses for opening a new HSBC Checking or Savings account and meeting certain conditions
• Fifth Third Bank: Earn a $200 bonus for opening a new Fifth Third Relationship Checking or Fifth Third Essential Checking account with direct deposit
• KeyBank: Get up to $300 in bonuses for opening a new KeyBank Checking or Savings account and meeting certain conditions