17 best new bank account promotions and bonuses for January 2026: Earn up to $3,000

• Chase Bank: $300 bonus with a new Chase Total Checking account
• Citi Bank: Up to $2,000 bonus for opening a new Citi Checking account and meeting certain requirements
• Bank of America: $200-$1,500 bonus for transferring funds from another bank and setting up direct deposit
• Capital One: $200-$1,000 bonus for opening a new 360 Checking account and completing qualifying activities
• Discover Bank: Up to $300 bonus for opening a new Discover Online Savings Account and meeting certain requirements
• Ally Bank: $100 bonus for opening a new Ally Interest Checking account
• PNC Bank: $200-$500 bonus for opening a new PNC Virtual Wallet account and completing qualifying activities
• TD Bank: Up to $300 bonus for opening a new TD Beyond Checking account and meeting certain requirements
• Wells Fargo: $200-$1,000 bonus for opening a new Everyday Checking account and setting up direct deposit
• SunTrust Bank: Up to $400 bonus for opening a new SunTrust Access Checking account and completing qualifying activities
• Bank of the West: $200-$500 bonus for opening a new Bank of the West Business Checking account and meeting certain requirements
• U.S. Bank: Up to $300 bonus for opening a new U.S. Bank Silver Checking account and setting up direct deposit
• Regions Bank: Up to $400 bonus for opening a new Regions Preferred Checking account and completing qualifying activities
• KeyBank: $200-$500 bonus for opening a new KeyExpress Checking account and meeting certain requirements
• BBVA Compass Bank: Up to $500 bonus for opening a new BBVA Compass ClearConnect Checking account and completing qualifying activities
• First Tennessee Bank: Up to $400 bonus for opening a new First Tennessee Essential Checking account and setting up direct deposit