17 best new bank account promotions and bonuses for January 2026: Earn up to $3,000
17 best new bank account promotions and bonuses for January 2026: Earn up to $3,000
17 best new bank account promotions and bonuses for January 2026: Earn up to $3,000
Are you looking to boost your savings or get a head start on your financial goals? You're in luck! Many banks are offering exciting promotions and bonuses to new account holders. We've rounded up the top 17 bank account deals available in January 2026, with some offering as much as $3,000 in rewards. **Top Bank Account Promotions:**- Chase Total Checking: Earn a $200 bonus when you open a new account and set up direct deposit within 90 days
- Citibank Checking Account: Receive a $2,000 bonus for opening a new account with a minimum balance of $25,000
- Bank of America Advantage Relationship Banking: Earn up to $3,000 in cash rewards for opening a new account and meeting certain requirements
- Capital One 360 Checking: Get a $200 bonus when you open a new account and make a minimum deposit of $1,000 within 90 days
- Ally Bank Online Savings Account: Earn a $150 bonus for opening a new account with a minimum balance of $25,000
- Citibank Savings: Receive a $1,000 bonus for opening a new savings account and maintaining a minimum balance of $5,000
- U.S. Bank Smartly Checking: Earn a $200 bonus when you open a new account and set up direct deposit within 90 days
- TD Bank Beyond Checking: Get a $300 bonus for opening a new account with a minimum balance of $2,500
