Half of UK adults now regularly use mobile payments
Half of UK adults now regularly use mobile payments
Half of UK adults are now regularly paying for things by tapping their phone, new banking data suggests.
A surge in the use of mobile payments via services such as Apple Pay or Google Pay has been recorded across different age groups, figures from trade body UK Finance show.
"People are more comfortable leaving their home with just their phone," said Adrian Buckle, its head of research.
He said the "change of consumer behaviour" was clear as last year marked the first time 50% of adults used mobile payments at least once a month - up from 34% in 2023.
Consumers are increasingly storing card details on phones or watches and making contactless payments backed up by facial or fingerprint verification, instead of pressing in a PIN.
Some 78% of 16 to 24-year-olds regularly used mobile payments last year, and even more are registered to use them.
Older age groups are increasingly choosing this option too. For example, nearly two-thirds (59%) of 35 to 44-year-olds regularly made mobile payments in 2024, up from 38% a year earlier.
A fifth (19%) of those aged 65 and over often paid by phone.
